:root{--navy:#0b1f33;--blue:#1f5ea8;--sky:#eaf4ff;--ink:#172231;--muted:#637083;--line:#dce4ec;--white:#fff;--bg:#f7f9fc;--radius:22px;--shadow:0 20px 55px rgba(11,31,51,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:white;line-height:1.6}.container{width:min(1160px,calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(220,228,236,.8)}.nav-wrap{height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:var(--navy);color:#fff;font-weight:850;letter-spacing:-1px}.brand strong{display:block;line-height:1.1}.brand small{display:block;color:var(--muted);font-size:.76rem;margin-top:3px}.nav{display:flex;align-items:center;gap:24px}.nav a{text-decoration:none;color:var(--ink);font-weight:650;font-size:.93rem}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--blue);color:white!important;text-decoration:none;border:0;border-radius:12px;padding:14px 20px;font-weight:800;cursor:pointer;box-shadow:0 8px 18px rgba(31,94,168,.18)}.btn:hover{transform:translateY(-1px)}.btn-sm{padding:10px 15px}.btn-ghost{background:white;color:var(--navy)!important;border:1px solid var(--line);box-shadow:none}.btn-light{background:white;color:var(--navy)!important}.full{width:100%}.hero{padding:86px 0 70px;background:radial-gradient(circle at 75% 20%,#dfeeff 0,transparent 34%),linear-gradient(180deg,#f8fbff,white)}.hero-grid,.split,.quote-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:62px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.76rem;font-weight:900;color:var(--blue);margin:0 0 12px}.eyebrow.light{color:#b9d7fb}.hero h1{font-size:clamp(3rem,7vw,5.8rem);line-height:.96;letter-spacing:-.055em;margin:0 0 24px;max-width:820px}.lead{font-size:1.23rem;max-width:720px;color:#425064}.lead-sm{font-size:1.12rem;color:#566477}.hero-actions{display:flex;gap:12px;margin:32px 0 26px}.trust-row{display:flex;gap:12px;flex-wrap:wrap}.trust-row span{background:white;border:1px solid var(--line);border-radius:999px;padding:8px 12px;font-weight:750;font-size:.88rem}.hero-card{background:var(--navy);color:white;padding:38px;border-radius:var(--radius);box-shadow:var(--shadow);transform:rotate(1deg)}.hero-card h2{font-size:2.4rem;margin:0 0 12px}.hero-card p{color:#d9e4ef}.mini-label{font-size:.75rem;text-transform:uppercase;letter-spacing:.14em;font-weight:900}.text-link{color:white;font-weight:850;text-decoration:none}.proof-strip{background:var(--navy);color:white}.proof-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}.proof-grid>div{padding:22px 18px;border-right:1px solid rgba(255,255,255,.14)}.proof-grid strong,.proof-grid span{display:block}.proof-grid span{font-size:.84rem;color:#c9d5e1}.section{padding:92px 0}.section.alt{background:var(--bg)}.section.dark{background:var(--navy);color:white}.section-head{max-width:780px;margin-bottom:38px}.section h2{font-size:clamp(2.2rem,4vw,3.7rem);line-height:1.05;letter-spacing:-.045em;margin:0 0 18px}.section-head>p:last-child{color:var(--muted);font-size:1.05rem}.card-grid.four{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.info-card{border:1px solid var(--line);border-radius:18px;padding:26px;background:white;box-shadow:0 8px 25px rgba(11,31,51,.04)}.info-card h3{font-size:1.25rem;margin:16px 0 8px}.info-card p{color:var(--muted);min-height:78px}.info-card a{color:var(--blue);font-weight:800;text-decoration:none}.icon{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:var(--sky);color:var(--blue);font-weight:900}.check-list{list-style:none;padding:0;margin:26px 0}.check-list li{position:relative;padding:10px 0 10px 34px;border-bottom:1px solid var(--line)}.check-list li:before{content:"✓";position:absolute;left:0;top:10px;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:var(--sky);color:var(--blue);font-weight:900}.quote-panel{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:38px;box-shadow:var(--shadow);font-size:1.35rem;line-height:1.5}.quote-panel strong{display:block;margin-top:20px;font-size:.95rem}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}details{border:1px solid var(--line);border-radius:16px;padding:18px 20px;background:white}summary{font-weight:850;cursor:pointer}details p{color:var(--muted)}.dark p{color:#d1dce7}.address{margin-top:28px}.about-stat{border:1px solid rgba(255,255,255,.15);border-radius:var(--radius);padding:36px;background:rgba(255,255,255,.05)}.big{font-size:5rem;line-height:1;font-weight:950;letter-spacing:-.08em;color:#b9d7fb}.about-stat h3{font-size:1.6rem;margin:14px 0 4px}.quote-section{background:#eef5fc}.quote-grid{align-items:start}.lead-form{background:white;padding:30px;border-radius:var(--radius);box-shadow:var(--shadow);display:grid;gap:16px}.lead-form label{font-weight:760;font-size:.92rem}.lead-form input,.lead-form select{display:block;width:100%;margin-top:7px;padding:13px 14px;border:1px solid #cbd6e2;border-radius:10px;font:inherit;background:white}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:14px}.consent{display:flex;align-items:flex-start;gap:10px;font-weight:500!important;color:var(--muted)}.consent input{width:auto;margin:4px 0 0}.fine-print,.form-note{font-size:.82rem;color:var(--muted)}.footer{padding:52px 0 28px;background:#071728;color:white}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer p,.footer a{color:#bfcbd8}.footer a{text-decoration:none}.legal{margin-top:34px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12);font-size:.76rem;color:#8ea0b2}
@media(max-width:900px){.nav>a:not(.btn){display:none}.hero-grid,.split,.quote-grid{grid-template-columns:1fr;gap:34px}.card-grid.four{grid-template-columns:1fr 1fr}.proof-grid{grid-template-columns:1fr 1fr}.faq-grid{grid-template-columns:1fr}.hero{padding-top:54px}.hero-card{transform:none}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:580px){.container{width:min(100% - 26px,1160px)}.site-header .brand small{display:none}.nav-wrap{height:68px}.hero h1{font-size:3.25rem}.hero-actions{flex-direction:column}.card-grid.four,.proof-grid,.footer-grid,.two-col{grid-template-columns:1fr}.proof-grid>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.12)}.section{padding:68px 0}.lead-form{padding:22px}.nav .btn{padding:10px 12px;font-size:.84rem}}
/* V2 official Farmers branding + photography */
:root{--pink:#e7a8cf;--pink-soft:#fff0f8;--farmers-blue:#163f86;--farmers-red:#c8102e}
.brand-logo{width:66px;height:46px;object-fit:contain;border-radius:8px;background:white}
.hero{background:radial-gradient(circle at 78% 18%,#f8d9eb 0,transparent 31%),linear-gradient(180deg,#f9fbff,white)}
.hero-visual{position:relative;min-height:600px;border-radius:28px;overflow:hidden;box-shadow:var(--shadow);background:var(--navy)}
.hero-visual>img{width:100%;height:100%;min-height:600px;object-fit:cover;object-position:center 35%;display:block}
.hero-visual .hero-card{position:absolute;left:24px;right:24px;bottom:24px;transform:none;padding:25px 28px;background:rgba(11,31,51,.94);backdrop-filter:blur(8px)}
.hero-visual .hero-card h2{font-size:2rem}
.hero-visual .hero-card p{margin:.35rem 0 .7rem}
.btn{background:var(--farmers-blue)}
.eyebrow,.info-card a{color:var(--farmers-blue)}
.icon,.check-list li:before{background:var(--pink-soft);color:var(--farmers-blue)}
.about-photo-card{padding:0;overflow:hidden;background:white;color:var(--ink);display:grid;grid-template-columns:.85fr 1.15fr;align-items:stretch}
.about-photo-card img{width:100%;height:100%;min-height:380px;object-fit:cover;object-position:center top}
.about-photo-card>div{padding:34px;align-self:center}.about-photo-card p{color:var(--muted)}
.culture-section{background:linear-gradient(135deg,#fff 0,#fff5fa 100%)}
.culture-photo{border-radius:24px;overflow:hidden;box-shadow:var(--shadow);max-height:600px}
.culture-photo img{display:block;width:100%;height:100%;object-fit:cover}
.proof-strip{border-top:5px solid var(--pink)}
@media(max-width:900px){.hero-visual{min-height:560px}.hero-visual>img{min-height:560px}.about-photo-card{grid-template-columns:1fr}.about-photo-card img{max-height:520px}}
@media(max-width:580px){.brand-logo{width:52px;height:38px}.brand strong{font-size:.9rem}.hero-visual,.hero-visual>img{min-height:520px}.hero-visual .hero-card{left:12px;right:12px;bottom:12px;padding:20px}.about-photo-card img{min-height:320px}}

.article-hero{padding:72px 0 34px;background:linear-gradient(180deg,#f9f6f8,#fff)}.article-wrap{max-width:820px}.article-wrap h1{font-size:clamp(2.2rem,5vw,4rem);line-height:1.02}.article-body{max-width:820px;margin:auto}.article-body h2{margin-top:34px}.article-body p,.article-body li{font-size:1.08rem;line-height:1.75}.article-callout{padding:28px;border-radius:20px;background:#f6eef3;margin:34px 0}.article-nav{display:flex;gap:14px;flex-wrap:wrap;margin-top:24px}.answer-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.answer-card{padding:22px;border:1px solid #e7e1e5;border-radius:18px;background:#fff}.answer-card a{font-weight:700}.answer-card p{font-size:.95rem}.all-answers{margin-top:28px}@media(max-width:800px){.answer-cards{grid-template-columns:1fr}}

.form-privacy {
  font-size: .82rem;
  line-height: 1.45;
  opacity: .78;
  margin: .35rem 0 .75rem;
}